AML/CTF compliance for the property market

AML4Property helps property lawyers, conveyancers, sales agents and buyer's agents manage KYC, KYB and AML in one place — with matter-based workflows, clearer risk decisions and audit-ready records for every file.

Built for Australia's new property-sector AML/CTF obligations taking effect from 1 July 2026.

AML4Property is the most comprehensive property focussed AML/CTF platform in Australia.

No setup or ongoing monthly fees, only pay for what you use.

The Clock is ticking, are you ready?

The law is changing. Your workflow does not need to become harder.

From 1 July 2026, AML/CTF obligations extend to certain services typically provided by real estate professionals, lawyers and conveyancers. AUSTRAC's guidance makes clear that regulated businesses need more than a one-off ID check: they need an AML/CTF program, trained personnel, customer due diligence, reporting capability and recordkeeping.

31 March 2026

Enrolment opens for newly regulated entities

29 July 2026

Enrolment deadline for businesses providing covered services

1 July 2026

AML/CTF obligations take effect

7 Years

Minimum record retention period required by AUSTRAC

AML/CTF Compliance, without the hassle

Enrolment for newly regulated tranche 2 entities opens 31 March 2026

Today, many property businesses still rely on scattered checks, email chains, spreadsheets and file notes. That makes it harder to see what is complete, what is outstanding, and what needs review before a matter moves forward.

AML4Property changes that. It gives your team one place to manage onboarding, verification, screening and compliance evidence across the life of the file.

The compliance layer for property transactions

Built specifically for the property industry, AML4Property gives your team a practical way to run AML/CTF onboarding and due diligence without forcing you into a generic workflow.

Matter-based compliance

Create a file once, invite the relevant parties, and manage the compliance status of the matter from a single dashboard.

KYC for individuals

Verify buyers, sellers, directors and authorised representatives through a self-guided digital process.

KYB for entities

Handle companies, trusts and related parties with a structured workflow built for real property matters.

AML screening

Screen parties for sanctions, PEP exposure and related risk signals, then route higher-risk matters for review.

Clear next actions

Know what to do next on every file: complete, retry, review, escalate or approve.

Audit-ready records

Produce a clean compliance trail that supports your internal file, staff oversight and recordkeeping.

Built for the professionals who move property matters forward

One platform. Multiple roles. Consistent compliance.

Property Lawyers

Keep designated-service onboarding, verification outcomes, approvals and matter notes in one controlled workflow. AUSTRAC's reform guidance confirms clearer protections for information and documents are required by legal professional from 1 July 2026.

Conveyancers

Bring KYC, KYB and AML into the matter early, reduce manual chasing, and maintain a cleaner audit trail as the file progresses.

Sales Agents

Manage onboarding for the parties involved in a transaction without juggling disconnected tools. AUSTRAC's brokered real-estate guidance states both the buyer/transferee and the seller/transferor are customers of the designated service and require KYC, KYB and AML.

Buyer's Agents

Start compliance earlier, verify the right parties sooner, and reduce delays when a matter becomes real.

Why choose AML4Property?

AML4Property is not a generic identity-check widget. It is a property-specific compliance workspace designed around how files actually move.

AML/KYC is not the end of it, we will be adding more and more tools to the platform and you will be consulted so that we can reduce your ongoing work load and provide automation where possible.

No setup or ongoing monthly fees, only pay for what you use on the most comprehensive property focussed AML platform in Australia.

01

Designed for both sides of the matter

AMLProperty is built to manage multi-party matters clearly and consistently.

02

Lower operational burden

Your team focuses on decisions and file progression, rather than collecting and reconciling compliance information by hand. Automated invitations, reminders and review actions reduce the back-and-forth that slows down onboarding.

03

Made for property workflows

The platform is organised around matters, parties, roles, status and approvals — not abstract "users" and disconnected checks.

04

For real firms

Suitable for boutiques, single-office practices and growing multi-office businesses that need a practical first step.

How AML4Property works

1. Open the matter

Create a file for the property matter and add the core details your team needs to begin

2. Invite the parties

Send secure onboarding requests to buyers, sellers, directors, authorised representatives and entities.

3. Run KYC, KYB and AML

Verification and screening are completed by each individual through a guided digital workflow powered by MyBrix's compliance tools, with real-time status callbacks and decision updates.

4. Review what needs attention

Low-risk files can move forward faster. Flagged or incomplete files are clearly identified for follow-up or escalation.

5. Keep an audit-ready record

Retain a clean compliance history for the matter, with decisions, timestamps and outcomes available when needed.

Verification Technology

Powered by MyBrix

AML4Property combines a property-specific workflow with the same identity verification, KYB and AML capabilities designed and implemented for MyBrix. Our Australian workflow supports KYC, KYB and AML screening in a single compliance flow, aligned to Australia's regulatory ecosystem.

Identity journeys combine document checks, biometric verification and AML screening — giving property professionals a simpler front end, while using an established verification and screening engine behind the scenes.

More than checks. A practical compliance operating model.

AUSTRAC's guidance for newly regulated businesses says you need an AML/CTF program, an AML/CTF compliance officer, trained staff, customer due diligence and readiness to report suspicious matters.

AUSTRAC's advice for small conveyancing and real-estate businesses is built around customising a program for your business and having it approved by a senior manager.

AML4Property is built to support that model with reusable program templates, guided workflows, controlled approvals and standardised file handling.

Free customised AML/CTF program

Start from a practical baseline instead of writing everything from scratch, our online guide takes you through the process.

Consistent team workflows

Help staff follow the same process on every matter..

Role-based oversight

Make it easier for senior staff to review, approve and supervise compliance activity

Recordkeeping support

AUSTRAC says regulated businesses must make and maintain accurate and complete records for at least 7 years. SettleProperty is designed to make that easier.

Frequently Asked Questions

Who is AML4Property for?

AML4Property is designed for property lawyers, conveyancers, sales agents and buyer's agents that need a practical way to run KYC, KYB and AML workflows across property matters. AUSTRAC's reform guidance says certain services typically provided by real estate professionals, lawyers and conveyancers will come under AML/CTF law from 1 July 2026..

When do the new obligations start?

For newly regulated tranche 2 property-sector services, AML/CTF obligations start on 1 July 2026. Enrolment opens on 31 March 2026, and businesses providing covered services on 1 July 2026 must enrol by 29 July 2026.

Do we need an AML/CTF program before we start?

AUSTRAC's real-estate guidance says real estate and buyer's agents must have an AML/CTF program in place before they broker the purchase, sale or transfer of real estate. AUSTRAC's conveyancing guidance also says that once the program is customised and approved by a senior manager, it becomes the practice's AML/CTF program.

Do agents need to consider both buyer and seller?

Yes, in AUSTRAC's brokered real-estate guidance both the buyer/transferee and seller/transferor are customers of the designated service.

What records do we need to keep?

AUSTRAC's guidance says regulated businesses must make and maintain accurate and complete records for at least 7 years, including records related to their AML/CTF program, customer due diligence, transactions, staff training and audit results.

Does AML4Property replace legal advice?

No. AML4Property is an operational compliance platform. Your business remains responsible for its own AML/CTF obligations, policies and decisions.

Does AML4Property store raw identity documents as part of our file?

No, AML4Property is designed to minimise unnecessary handling of sensitive information by using digital verification workflows and retaining the outcomes, status, references and audit trail your team needs to manage compliance.

What much does AML4Property cost?

AML4Property is has no setup fees or ongoing monthly fees, it has a simple model based on usage, you only pay for what you use.

How is AML4Property Priced?

AML4Property is priced based on each transaction you request, for example each AML/KYC undertaken will be billed to you at $15, and each AML/KYB $30. Each beneficial owner of a business or trust must also undertake KYC. You will be billed for all usage at the end of each month, you can pay by bank transfer or credit card. All transactions will be displayed on your invoice for your reference. We will set the price for new features (such as online document signing) as we release these. There is no charge for document storage (eg trust deeds or similar required for extended due diligence)